B = E^(Rand) + L(If/Then)

B=Behavior E=Emotions L=Logic In this representation of Behavior, you can substitute Behavior for that of Thought/Action/Resolution Etc. When an Emotional process begins in your mind, it is exponentiated by a random quotient on how far your mind takes the idea. Think...

Retirement PlanNUDGESbased onBehavioral Economics

The Nudge An interesting behavioral economics phenomenon is the Nudge. A Nudge moves a participant into a likely better position. Fiduciaries make decisions on others’ behalf. The decisions you make for participants may vastly improveparticipants’ likelihood of...

Revitalize Your Retirement Plan

There are two visions of the ideal retirement plan. They depend upon either looking through the lens of the Plan Sponsor or the Participant. A Revitalized Plan optimizes both the Plan Sponsor’s and the Participants’ vision. Employers offer retirement plans for several...

Benefits of a 401(k) Fiduciary

Each plan must have a named Fiduciary who is the “go to” person about Plan operation and administration. This person chooses and monitors other Plan Fiduciaries and service providers, and most prevalent in the news today the Investment Lineup. This person...